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[Class : 9] Data Processing Apparatus; Credit Cards And Encoded Payment Cards; Electronic Payment Terminals, Electronic Wallets; Computer Hardware And Software (Recorded And/Or Downloadable) For Facilitating And Administering Payment, Banking, Credit Card, Debit Card, Payment Card, Automatic Teller Machine, Stored Value, Electronic Funds Transfer, Electronic Payments, Electronic Processing And Transmission Of Bill Payment Data, Cash Disbursement, Transaction Authentication, Routing, Authorization, Clearing And Settlement Services, Fraud Detection And Control, Disaster Recovery And Encryption Services; Telecommunication And Electrical Apparatus And Instruments, Namely, Apparatus For The Recording, Transmission And Reproduction Of Data Including Sound And Images; Apparatus For Tracking, Management And Analysis Of Financial Accounts Via A Global Computer Network; Computer Hardware And Software, Namely, For The Development, Maintenance And Use Of Local And Wide Area Computer Networks; Systems For Reading Memory Cards And Systems For Reading Data In Memories, Namely, Integrated Circuit Memories And Banking Card Memories; Encoders And Decoders; Computer Hardware And Software For Facilitating Payment Transactions By Electronic Means Over Wireless Networks, Global Computer Networks And/Or Mobile Telecommunications Devices; Computer Software And Hardware That Facilitates The Identification And Authentication Of Near Field Communication (Nfc) Devices And Radio Frequency Identification (Rfid) Devices; Computer Hardware And Software Comprising A Digital Wallet That Stores Customer Account Information To Access Coupons, Vouchers, Voucher Codes And Rebates At Retailers And To Obtain Loyalty Or Monetary Rewards That Can Be Credited To Their Accounts; Downloadable Computer Programs And Application Software For Mobile Phones And Other Digital Devices Links To The Retail Websites Of Others, And Discount Information; Software Application For Use In Connection With Contactless Payment Terminals For The Purpose Of Allowing Merchants To Accept Contactless Mobile Commerce Transactions, Contactless Presentation Of Loyalty Credentials, And Contactless Redemption Of Coupons, Rebates, Discounts, Vouchers And Special Offers; Software Application That Allows Merchants To Deliver Coupons, Rebates, Discounts, Vouchers And Special Offers Directly To The Mobile Telecommunications Devices Of Consumers Delivered By Contactless Rfid Or Nfc Communications; Computer Software Programming For Scanning Or Reading A Qr Code Via Computer Networks And Mobile Devices; Software Application That Allows Merchants To Deploy Smart Posters In Retail And Wholesale In Store Locations That Consumers Can Tap With Their Mobile Telecommunications Devices To Access Coupons, Rebates, Discounts, Vouchers And Special Offers Delivered By Contactless Rfid Or Nfc Communications; Integrated Circuit Chips For Use In Mobile Phones And Nfc And Rfid Devices; Cards Encoded With Security Features For Authentication Purposes; Cards Encoded With Security Features For Identification Purposes; Chip Cards, Stored Value Cards, Electronic Data Carrier Cards All Encoded; Electronic Encryption Units; Credit Cards, Debit Cards; Computer Chips Embedded In Telephones And Other Communication Devices.