Chetana Financial Services Private Limited · Navachetana Microfin Services Private Limited · Chetana Chits Haveri Private Limited · Navachetana Employees Welfare Private Limited · Utthejana Farmer Producer Company Limited · Nextru Livelihoods Private Limited · Utthejana Trading And Services Private Limited · Navachetana Livelihoods Private Limited · Navachetana Enterprises Haveri Private Limited