Trademark Class 36: Insurance and Financial Services

According to NICE Classification, Trademark Class 36 is opted to register a trademark for insurance, financial, monetary, and real estate related services.

The NICE Classification was established in 1957 by NICE Agreement, and it divides marks into 45 different classes by Goods and Services (Classes 1-34 for Goods and Classes 35-45 for Services). The purpose of these classifications is to allow users to seek trademark goods or services into classes most appropriate to their business.

TM Class 36 includes insurance services, financial affairs, real estate affairs, monetary affairs services. One can use Class 36 for all the services served in financial and monetary affairs.

Why Should We Opt For TM Class 36?

You would choose Trademark Class 36 if you were registering services for:

• banking establishments, institutions connected with them such as exchange brokers or clearing services.
• Credit institution services other than banks such as co-operative associations, lenders, individual financial companies and so on.
• investment trust services of holding companies
• Brokers services dealing in shares and property
• monetary affairs vouched for services by trustees
• services in connection with the issue of traveller's cheques and letters of credit;
• lease, purchase or hire financing services
• reality administration services of buildings i.e rendered by agents or brokers engaged in insurance and insurance underwriting services.

Related Classes

A related trademark class is one that is related to another class; this is due to the Indian Trademark Office (ITO) has determined that applicants registering within Class 36 may register in these other classes too.

If you are not sure while choosing Class 36 for your service, you also consider the following “Related Classes”:  Class 37- Construction and Repair Services, Class 35 - Advertising and Business Services, Class 38 - Telecommunication Services, Class 40 - Material Treatment Services, Class 39 - Shipping and Travel Services, Class 41 - Education and Entertainment Services, Class 43 - Food Services, Class 42 - Science and Technology Services, Class 44 - Medical and Vet Services, Class 45 - Legal and Security Services.

Trademark Registration fees also vary on bases of the Class system. You must pay a separate registration fee for each class of goods and services that you want to register. For instance, if you are going to register a trademark for posters in Class 16 and shirts for Class 25, you should pay two separate fees.

It is necessary to choose the correct class at the time of registering a trademark, if you register a trademark in the wrong class, you must start the registration process from the beginning.

List of All Goods Covered Under TM Class 36

• Insurance services, insurance brokerage, actuarial services, insurance consultancy, insurance information.

• Insurance underwriting and appraisals and assessment for insurance purposes, fire insurance underwriting, accident insurance underwriting, health insurance underwriting, life insurance underwriting, insurance underwriting, marine insurance underwriting.

• Warranty services, real estate services, renting of flats/renting of apartments, real estate management, real estate agencies, leasing of farms, leasing of real estate, real estate brokers, house agents, apartment house management, apartments.

• Rent collection, rent collection.

• Pawnbrokerage, pawn brokerage.

• Provision of prepaid cards and tokens, issuing of traveller's cheques, issue of tokens of value.

• Safe deposit services, trusteeship/fiduciary, savings bank services, financing services, financial management, financial, business liquidation services, brokerage of carbon credits, banking, and banking, financial and monetary services, safe deposit services, deposits of valuables.

• Currency trading and exchange services, exchanging money.

• Securities and commodities trading services, clearing financial/clearing-houses, financial, securities brokerage/stocks, stock exchange quotations, stock brokerage services and bonds brokerage.

• Loan and credit, and lease-finance services, surety services/bail-bonding/guarantees, mortgage banking, loans, lending against security, instalment loans, hire-purchase financing/lease-purchase financing, credit bureaux.

• Debt recovery and factoring services, mutual funds, provident fund services, fund investments, capital investments, investment services, debt collection agencies, factoring.

• Financial underwriting and securities issuance (investment banking), financial transfers and transactions, and payment services, electronic funds transfer, retirement payment services.

• Cash, check and money order services, card services, issuance of credit cards, debit card services, credit card services.

• Tax and duty payment services, customs brokerage.

• Financial information, data, advice and consultancy services, financial appraisal services, repair cost evaluation, financial consultancy, financial information, debt advisory services, cheque verification, financial analysis.

• Financial rating and credit reports, financial appraisal services, fundraising and sponsorship, charitable fundraising, the organization of collections, financial sponsorship, financial evaluation.

• Valuation services, real estate appraisal, stamp appraisal, numismatic appraisal, financial evaluation of standing timber/financial evaluation of standing timber, financial evaluation of wool, art appraisal, jewellery appraisal, antique appraisal.